If you’re planning to apply for a Skilled Nominated (Subclass 190) visa, understanding the 190 visa fee is one of the most important parts of your preparation.
The total cost goes beyond just the base application charge and can include additional fees depending on your situation.
This guide breaks down what you can expect to pay, helping you budget for a smooth migration journey to Australia.
Understanding the 190 Visa Fee Structure
The 190 visa fee is paid directly to the Department of Home Affairs when lodging your application. From 1 July 2026, the base application charge for the primary applicant is AUD 6,140.
However, if you include family members in your application, additional costs will apply. Each additional applicant aged 18 or over costs AUD 3,070, and each applicant under 18 costs AUD 1,535.
It’s also important to note that fees may change without notice, so always check the most up-to-date information before applying.
Key Takeaway: The 190 visa fee consists of a base charge and additional costs for dependants. Always confirm current prices before you apply.
Additional Costs to Consider
While the base fee forms the bulk of your expenses, there are other associated costs to keep in mind. These may include:
- English language testing fees: Applicants are often required to submit an IELTS, PTE, or TOEFL result, which can cost between AUD 250 and AUD 400 depending on the provider.
- Medical examinations: Health checks are mandatory and may cost around AUD 300–500 per person.
- Police clearances: Depending on your country of residence, these can range from AUD 50 to AUD 200.
- Biometrics collection: Some applicants may need to provide biometrics, with fees varying by location.
Understanding these additional expenses helps you prepare financially and avoid unexpected delays in your visa processing.
Key Takeaway: Besides the visa application fee, be ready for other costs like language tests, medical exams, and clearances.
Read also: A Simple Guide To The 491 Regional Skill Migration In Australia
When and How to Pay the 190 Visa Fee
You must pay the 190 visa fee at the time of application submission through the Department of Home Affairs’ online portal, ImmiAccount.
Payments can typically be made via credit card, PayPal, or BPAY for Australian residents. Ensure your payment method has sufficient funds to prevent your application from being delayed or rejected.
If you’re applying from outside Australia, your payment will automatically convert to Australian dollars, so be aware of any potential currency conversion fees from your bank or card provider.
Key Takeaway: Pay your visa fee in full at the time of application through ImmiAccount to ensure successful submission.
The Second Instalment Fee
The Second Instalment Fee applies only in specific circumstances, mainly if any applicant aged 18 or over has less than functional English.
This charge applies per person, and the Department updates the amount each year, so check the Visa Pricing Estimator for the current figure. It’s paid only when the Department requests it, usually before granting the visa.
To avoid this additional cost, it’s worth investing time in improving your English proficiency before applying.
Key Takeaway: The Second Instalment Fee applies to applicants with limited English skills. Achieving higher English scores can save you thousands.
Refunds and Fee Exemptions
In most cases, 190 visa fees are non-refundable, even if your application is withdrawn or refused. However, in rare situations where you paid more than required or your application was invalid, a partial refund might be granted.
There are also no standard fee exemptions, although specific programs or agreements may occasionally waive certain costs for eligible applicants.
Always review the official guidelines or consult a migration lawyer to check if you qualify.
Key Takeaway: Visa fees are generally non-refundable, so ensure your application is accurate and complete before submitting.
Read also: From Temporary Resident to Australian Permanent: 4 Helpful Pathways to Permanent Residency
Cost of Living and Settlement Planning
Beyond the 190 visa fee, you’ll need to budget for your initial settlement in Australia. Depending on where you choose to live, you should prepare for accommodation, transportation, and general living costs.
For example, major cities like Sydney and Melbourne are more expensive than regional areas.
Having adequate savings also strengthens your financial stability, which can be beneficial when demonstrating your capacity to support yourself and your family upon arrival.
Key Takeaway: Prepare a financial plan that covers visa fees and post-arrival living expenses to ensure a smoother transition to life in Australia.
Final Thoughts: Investing in Your Future
Applying for the Subclass 190 visa is a significant investment in your future, offering the opportunity to live and work permanently in Australia.
While the 190 visa fee might seem high, it opens doors to long-term stability, healthcare benefits, and career growth in one of the world’s most desirable destinations.
By planning your budget carefully and seeking professional guidance, you can make the process more manageable and rewarding.
Key Takeaway: Treat the 190 visa fee as an investment toward permanent residency and future opportunities in Australia.
Ready to Take the Next Step?
Are you ready to make Australia your permanent home but unsure where to start with your 190 visa application? Unique Education and Migration is here to help.
Our experienced migration professionals provide personalised guidance on visa eligibility, documentation, and cost planning.
We take the confusion out of the process and ensure your application meets every requirement. Get in touch today to discuss your case and take the first confident step towards your Australian dream.
